All Secured Credit Cards

I have a bad credit and am trying to rebuild. I can not get an unsecured card and have been looking for a secured card. They often give me a limit of $ 300, but they want a monthly or annual fee, once set up or application fee and a bunch of other little expenses. I refuse to be uprooted like this. When you pay all the costs it can often cost more than $ 200 just to get a $ 300 card and you often can not use the card until you pay the initial costs. Can anyone point me toward a warranty card that does not seem to be a total scam?

Visit your local bank with which you have an account and see if they can give you a card. Also try to get a gas card or store card to help establish good credit again.

You can try Publicsavings.com, they have a good score in a large rate of Flag

Try Orchard bank. They were the best I found after my bankruptcy a few years ago.

Regarding credit cards guaranteed to be a scam, and what you expect. If your credit is so bad that it is the only type of credit card, you can get, you should expect that there are huge costs involved. The price to pay for the opportunity to restore your credit.

Go to Bank of America or www.creditcards.com

You can try these:

Map Centennial ® Master / Visa

- You can get a warranty card or not
- Choose from a MasterCard or Visa
- Monthly reports of all the major credit bureaus
- Access to the account by telephone 24 hours


Masters First PREMIER Bank card / Visa

- You may get a warranty card or not
- A credit card for those who have less than perfect credit
- Low April on purchases
- The monthly report to all major credit bureaus


New Millennium Bank Platinum Visa and Master Card

Bankruptcy OK -
- You are approved for a secured card with a credit limit of $ 10,000
- No credit check
- Reports to 3 major credit bureaus

I do not have a relationship with that company, but it seems reasonable. unionplus Give a call. Also, if you have a checking or savings, your bank must be able to help. The other person who has suggested a gas or a store card is also a good idea to rebuild your credit. Do not forget to pay on time.

try hunting

I agree with Spifiman. Orchard is a good to go. Bank of America, Wells Fargo has a few others. But you must understand that if you have adverse credit, you do not have the benefits that are offered for the best cards. That's how it is with credit, especially with bad credit. Make no mistake, you very well might find one with no annual fee, but chances are the APR will more than compensate for this.

But as Spifiman said, lend a Orchard