Posted on March 19, 2010.
I have bad credit and a prepaid credit card? I would like to obtain a credit card but have bad credit. Does anyone know of any cards that I can get, even if it is secured and it gives a kind of reward, such as cash back, or something like that? If yes please help. Thank you.
I posted several links to secured credit cards. One suggestion would be to check Orchard Bank. They offer credit cards for people trying to rebuild credit. They also offer guarantees of cards if you are not able to get approved for a regular.
I think u can get a secured card from Bank of America ......
Have you understood why you have bad credit? Bad spending habits over your lifetime income, but not pay etc.
If it does not forget a credit card only work on credit.
First you give a first bank, Continental Finance and rewards 660 also, try Orchard Bank too.remember you must pay first get there you'll like 50 dollars to spend, then after payment of expenses you a credit card with 300 dollar limit.
score card prepaid credit cards especially if the owner has a story not so perfect credit.
The rejection is non existent in the case of prepaid credit cards, no credit checks, no employment verification, and approval is guaranteed.
With some shopping and comparing different offers diligent prepaid credit card, it is not difficult to find a prepaid card with no annual fee, no late payment fees, no refund and no penalty whatsoever. Thus, the costs of owning a prepaid card may be negligible.
With prepaid cards, it is very easy to promote financial discipline. Since you can only spend what you have, there is no extra cost, and hence no debts.
Some prepaid cards do report their use to major credit bureaus and are therefore a good tool to rebuild credit history.
Prepaid cards have wide acceptability, and, in some cases, they are more easily accepted than credit cards. Apply online at: http://www.credit-card-gallery.com/PrePa ...
A credit card for people with bad credit is a form of borrowing that often involves charges. So it is wise compare terms and fees before accepting to open a credit account and card. Try finding a credit card <! - With a low APR. Visit the annual report because it is the amount you charge on monthly balances.
http://badcredits.awardspace.com/credit-card-for-people-with-bad-credit.htm
Are you overwhelmed with credit card offers and do not know that it is good for you? Tired of looking for a credit card? Chances are that you have received your share of credit card applications. Not sure -> credit cards, you ask? Shop around because not all credit cards for people with bad credit are created equal.
Question number one you need the company to respond before taking a secured card.
"Did you report the credit limit and balance?
More recently, the federal government takes credit reports and 400,000 46% of credit card companies are not reporting credit limits available.
It is absolutely devastating to your credit score. Do not get involved in a society that does not report your credit limit.
Also - Do not charge more than 50% of the available credit limit. This will also negatively affect your credit score.
Prepaid credit cards do not contribute to credit.
A warranty is not paid. The money you send the company a deposit in case you miss payments or default, and you use the card as a normal card.
http://www.thecreditcardtorebuildcredit. ...
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