Posted on September 3, 2010.
Will I get approved for a CIBC credit card for students? Around 7 months ago I'm quite a mess financially. Ultimately I ended up missing my credit card minimum payments about 3 times or more. Since 4 or so months ago I caught up with what I had to pay the missed payments suddenly, and havn't made any late payments since then. In fact, pay them earlier than the due date.
I also had an erroneous report on my credit profile. Best Buy credit card company had given the relationship not to pay my balance of 60, 90, 120 days, when in fact I paid the entire credit card almost a year ago. Finally, they pointed out to me as a collection of radiation, and that's when I called them and they got that removed, and he changed his account settled in full.
I think a credit card application student small, CIBC. Since I am a full time student and having a credit card can be handy sometimes small. (I do not have credit cards I mentioned above I also have to repay, they are not in use).
What are my chances of getting approved for the student card $ 500? I do not want to apply and then get down again.
The thing is, I'm laid off from my summer job, and now I'm unemployed before starting school next month, when I start my work part time at the hospital there. So now I have nothing to put in the information section on the use of my credit application.
Without a reason to believe that you can repay a debt no lender will be able to do any type of loan or credit offer.