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Compare Credit Card Apr

Posted on February 12, 2010.
Compare Credit Card AprAdvice on re-negotiation APR credit card, or extend the process% 0?

I currently have a credit card that has always Washingto Mututal annual 0% until September 2007. I use the card but pay in full every month. When the end of 0% APR will rise to 9.9%.

I asked an American Express card because of the Blue offers 0% until 15 months. I received today and the offer is valid for 6 months, then my APR up to 19.23%.

Can I re-negotiate the extension of the offer with 0% of these cards? Advice on this? Is there also a way to re-negotiate my April with American Express, or should I just cancel the card? (People told me that AMEX is a good card to have, but I think the APR is ridiculous compared to my other card!)

These cards will be used in emergencies and about to be paid in full each month. In addition, my credit score is in the range 730. Any advice would be appreciated!

I heard if you contact the credit card company directly, they can extend the offer. The APR is fairly high for the AM EX. I want to see if your bank has to offer.

If you are in good standing with the company, then call the customer service and talk to him.

But if you pay your balance each month, it does not matter what your interest rate.

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