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Compare Credit Cards

Posted on March 11, 2010.
Compare Credit CardsHow to compare credit cards to choose the best?

As you all know I'm ready problably a beginner when it comes to credit cards, but I want to learn.
What should I know about credit cards such as APRS and sorth this thing so I can choose the best for me?

Thank you y'all

I have 800 + scores.
You do not want to take a map because of the low APR.
You want to choose a card that gives cash rewards as cash back of 1%.

The reason we're not going to worry about APR's because you too will get 800 + scores.
In CEOS do not care means you will pay your credit card bill in full each month.
You never carry a balance - so you never have to pay interest.
This credit is growing worthines = top credit ratings top.

Go to bankrate.com or credit.com and find a card.
If you are under 21, you can expect trouble finding a map - the laws change.
Or if you can not get a regular card to try gas cards and store cards.
Last resort - ask your bank for a secured card.
Remember: the achievement of balance not only reduce your credit score - in some cases, it can destroy your life for audit employers.
Pay in full each month - and live a full life without all the drama.
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Here is a good site for information on credit cards: http://www.federalreserve.gov/Pubs/shop/

Make a list of what is most important to you in a credit card. low interest? upper limit? Rewards?

If you have no credit history, you should probably start with a secured card --- you pay a deposit held as collateral against the credit line. Use the card for small purchases and pay in full each month. In about a year, you'll have plenty of good credit history to qualify for a credit card or secured card to convert a regular acount.

Until you've established a good credit history and your score, you will not get the best rates and rewards programs. The most important thing to remember about credit cards is that they are not financed in the long term, but short-term convenience. Do not carry balances.

The secret to owning a credit card:

Pay all at once when you receive your statement.
Never pay the minimum.
Never be late with payments.
Do not spend more than you can afford.
Do not apply DC with an annual fee.
It does not matter what APRS, if you pay in full each month.

There are CC gives you 1-3% for each dollar you spend.
Capital One, Discover, Nordstrom.

The longer you keep the card the better your score will be.

The best credit card is that you do not, he has no interest whatsoever, no bill at the end of the month. You are completely free of debt. Do not let them in making you, because they will. Be free!

I choose the one with the lowest rates and free extras such as an annual fee for it??

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