Corporate Credit Card Offers

Is there a difference between the two?

I was charged with finding new "corporate credit cards" for our small company incorporated nonprofit, but I find very few business cards and much more for small businesses.

We would like one with rewards, but not business cards seem to offer rewards.

A real credit card is a line of credit is taken on behalf of the company, under the credit company. Activity, whether good or bad, is reflected on your credit report undertaken by D & B and other financial institutions, and responsibility for debts and bills to pay is the business.However, some companies offer there "credit card companies" that they need a security person for the. These institutions often require a personal guarantee, and almost always ask for a Social Security number of the person requesting the card. If this is the case, the credit card is not a credit card business, but is simply a personal credit card that is used for business. The company is not responsible for the bills and debts - you are.When a credit card application for your business, pay attention to areas requiring your SSN (not your Taxidea or EIN) and be wary of any card credit that requires personal guarantee. By ensuring that your credit card in the name of your company, you can help build your business credit, while avoiding creating problems with your own.


Many companies offer a list of credit cards that are issued under the business name only. Those lists typically run $ 300 - $ 900, depending on the quality of information interesting. I suggest starting your search online via Google or Yahoo. Search for "strong business credit" (just like that in quotes) to find services that sell information.


Good luck

Ilya Bodner
Small Business Owner
Group Initial Subscription