Guaranteed Unsecured Bad Credit Credit Cards

I would really like to find one with a low annual fee or better yet one that has no annual fee. Please list that you know have a guaranteed 100% approval rating, even for those with bad credit.

Usually, the type of card you are looking for suitable people of good to excellent credit rating. Think about it, do you think the rewards should be given credit for the ugly? Of course not, it is the nature of the beast. Not all people with bad credit are all bad people, I do not say that. Bad things do indeed happen to good people, I doubt that belive. But the best credit card to get if you have lousy credit is Orchard Bank. First Premier builds your credit, but after that you have to pay a combined balance of costs, do not even mess with them. Capital One is fairly easy to obtain, but they do not report your account correctly for the offices (they do not report your limit). In the game of credit in order to obtain compliance (paying little or no fee and low APR) that you have to win or gain repsect. Bank of America and Wells Fargo have both secured cards with relatively low annual fee if you do not mind putting up a deposit to get the same amount in a line of credit. Take care of the card, usually after a year, you will get the deposit with interest and the map becomes an unsecured card. That is if you want to follow this path.

Look, I know I may have been a bit abrasive in my answer, and I'm sorry. But I've been there before me, and I have seen firsthand what works. Also, I posted links to Web sites for companies that I mentioned.

I hope this is useful for you,

Take care and good luck!

No credit card has a rate of 100% approval. Not even bad credit credit cards "as the first prime minister. I had a friend who was in a management plan debt and had a horrible credit score in the Premier 400S ... even reject the first their unsecured card, I also know a girl who was rejected for a secured card from his bank (it had been a loyal customer to this bank for years), simply because he had not been for long she had filed for bankruptcy.

But the cards that are easy to obtain ... credit cards to students. Capital One has a student ID card with no annual fee, but they give low limits stink and they have horrible customer service ... so I do not recommend. But Chase and Citibank have a major credit card Student! The same guy who got rejected first Prime Minister and had a score of 450 credits, and got approved for a Citibank card with a limit of $ 1,000 the next day!

Orchard Bank has a card that has an annual fee, but it is small compared to the multitude of charges that banks such as First Prime Minister. people bad credit can qualify for unsecured Orchard Bank MasterCard with a limit of $ 300 and costs $ 60 per year. It is a good credit card to rebuild, but I do not recommend it, since Orchard Bank is now owned by HSBC, which is one of the worst business deal. I had three bad experiences with them, where they tried to deny payments that I made, despite my having proof or receipts of my payments. (It took months to resolve!) So I Orchard for this reason.

If all else fails, get a secured card can be your best option. Bank of America has a card very much assured called 100/500. Basically you pay a deposit of $ 100, but you have a credit limit of $ 500. You can have credit bad enough to be eligible for this card, but not if you're absolutely horrible credit. But if you have rejected for the 100/500 cards, Bank of America, then see if you are approved for their insurance card (no additional hard inquiry required).

If you do not yield to obtain a secured card.