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I Want A Credit Card But I Have Bad CreditPosted on February 13, 2010. I have bad credit, and I want a credit card with a credit limit from good anyone know? my credit is bad, but I really want a credit card with a limit of $ 500 atleast nobody knows if they can help me? If the intention is to build a good credit history, which takes time. Many banks and other credit institutions (Capital One, Chase, Citicorp question) VISA and MasterCard credit cards with small credit lines ($ 300) and see how you use your card and your payment history. After six months or a year, if you use the card wisely, pay your bills on time and pay more than the minimum, they will generally increase your credit limit. Expect a higher rate of interest on unpaid balances (19% or more), but once Word Gets Around to other companies, you will receive by mail offers for cards with the best rates interest. Be selective. Do not 'flow' type cards (those that require you to deposit money with them and your credit is as high as what you drop). This is not a credit card. It is a debit / ATM card and does nothing for your future credit. Try to encourage the cards with lower interest rates, rather than those with higher credit limits.They will be easier to control and keep refunded. The point of having the entire cost of credit is that you can have that you can not pay out of pocket, such as major repairs or car buying something that someone special, you can not really means. To do this, you must convince everyone that you are trustworthy and pay your bills. You may need to start with a "secured credit card" (which is a card with a limit that you feel secure in sending the company a lot of money), but it will get you started. A friend went bankrupt about 10 years ago and was able to get one of these cards a year or two later. Now he owns a house with a good interest rate on mortgages, cars, credit cards regularly, etc., so this is not the end of the world. Help yourself. Visit the section on credit cards http://www.cheap-credit-cards.org you can also use credit repair DIY tutorial to fix your credit Here you go: ... http://simple-credit-cards-and-loans.com You might try Orchard Bank. Bad credit is one of the most serious problems have ... However there is a solution. I placed in box spring. There is a wealth of information there and a great software program free debt management. I bookmark the site as I return to it often for advice it offers. I hope this helps you. either start or begin a guaranteed limit of 250 and work your way up you must show your credit worthy see if th. CommentsThere are no comments.Leave a Comment |