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Interest Rate CardPosted on March 9, 2010. What is the interest rate on credit cards lower than I can ask? I currently have a 17.99% credit card in April. I've had almost a year now. 11 months to be exact. I want to go to a card lower interest rate. Does anyone know a good card to low interest rates? It depends on your score, but give a try Washington Mutual, Capital One Bank and orchards. All recently gave me a 0% APR for 12 months. With Washington Mutual it helps if you have a checking or savings with them, since then you can pay directly online tips. Best out there right now ... I highly recommend Pulaski Bank .. they offer a low fixed rate, which is much more than offer short-term 0%! Explore online all credit card companies .... look for one with 0% ... it is difficult to find, and 0% for a limited time ... but its good while it lasts. Your interest rate is determined by the amount of credit risk you are, so the better your credit, the higher your rate. You can apply online for most places ... just do the trick. Look for one with no annual fee too! There are many credit card companies that will promote cards 0% interest, but it is usually only for a limited time once you get it. You must read the fine print before applying. You may be able to negotiate with your credit card going to get a lower rate. I would start there and see if they are willing to keep you as a customer. Sometimes, just threaten to take your business elsewhere will convince them to do something! Call the credit card you have and ask them to reduce your rates. If they do not want is time to get another. 17.99% is outrageous. CommentsThere are no comments.Leave a Comment |