Major Credit Card Companies

Its time for me to get my first credit card, but I do not know what the different benefits and liabilities are between Amex, Discover, Visa and Mastercard. Visa is obviously the most widely accepted, followed by MasterCard, but they are exactly the same and that competitors or are there significant differences in interest rates, rewards, extra charges, etc.?

American Express has no limit. When you rent a hotel room or car, you do not have to worry about reaching your place when they take a supplement or a deposit on your card. American Express has many benefits, you must pay the balance off next month if it has no financing charges. You must have excellent credit to get an American Express card. I stay away from large banks like Bank of America, Chase, Capital One, Wells Fargo, U.S. Bank and Citibank, they rob you at any time and modify the agreement at any time. Go to checkout if you can, they are more human Client

Visa - many benefits - such as 1% Cash Back, but higher rates - perfect for the person who wants to develop higher credit scores by paying in full each month.

MC - low, benefits more difficult. interest rates - perfect for those who want to destroy their credit by making balances and interest payments

Discover - Monsters - they play games. Their cash-back bonuses are horrible and based on a tier system, and buy, you have to call and ask for a debit card to keep your money, then you need to authorize the debit card - nightmare all around.
Why not just give money to the account like everyone else?

Amex - difficult to get - you need a higher credit score - Nice, Nice benefits.
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VISA and MC vary greatly depending on the issuing bank. Each card is different in the rewards, interest, royalties, etc. I like AMEX. He accepted most places and they have great benefits and services. It's like night and day trading with American Express from the Bank of America, Citibank or another bank of shit that issues visa or MC. I have not had good experiences with discover either.