Master Credit Card

I do not have credit, but I'm looking. If I card application control and use only for gas and other small things, what is the best card I can get? Please help

I work in the industry of credit cards manually review reports to approve or deny credit to people who apply, so I would have firsthand knowledge of what you are looking for.

The ideal would be that card with no annual fee, a 0% introductory and low (10.99% / max) APR program benefits, and high credit limit to start. If you do not have much credit history, it will be much more difficult to try to obtain such maps. What I propose is to check out where you perform your banking transactions to see if they offer what is called a "secured credit card." These work much the same as a regular card only a deposit warranty which is used as collateral is placed upstream to determine the credit limit. For example, if you deposit $ 300 you could buy up to $ 300, and pay $ 300. The deposit is used as collateral for when the account is sent to collections, but if you pay on time, usually after a year he is returned to you. 2 main advantages of secure card is that it gives you more control on credit limit adding the deposit and deposit is sometimes linked to a savings account, that pays interest while you're building credit, so it is just not sitting there. The more you add the repository is the higher the limit, the higher your score will get because 30% of your score, figures on the amount of credit you have that you are using. 2 The benefits over warranty cards, is that in you putting in place the deposit with your own money, it makes you more rigorous in the management of the card, especially since the filing is at issue, and it also helps to start an emergency fund when you get the deposit back more on later.

I also want you to be aware of some cards out there that target people who are struggling to approve a loan or trying to rebuild their credit. These cards are easy to obtain, but they are loaded with hidden fees that are charged to lower your available credit and leave you with a bill to pay before they even get the card in the mail. Tribute, the first Prime Minister and the new millennium are excellent examples of this.

I posted several links to card companies guarantee that I think would be authorized to work.


Good luck!

Go to http://www.rscreditcard.com/ and sign up for a credit card on this website has all major credit cards Report Abuse

That's how you use this loan car (gas / dept / Visa / etc ).... ever the limit is ..... Never charge more than 30% of the ...... credit available, but obviously never get more than you can fully repay each month ....

This is the fastest way and build your score .... do not think you have to make a balance .... think .... you pay in full the 20th of each month .. ... but your credit card reports on the 19th .... if on paper it seems that you must always be a balance ....

It is easy to build a positive credit score ...... It takes discipline to maintain a good score .....

This is not a question of the best card that will strengthen your credit. It is a question of whether you pay your bills or not. If you want a loan - make your payment on time every month. Better still - pay more than the minimum payment.

The menu - find one that has low interest rates, which remain low as long as you make payments. We have a Capitol One card that does it well. It is an advertisement now on television, something called "cardlab.com & q.