No Credit Required Credit Cards

i appiled student credit card discover that it was clear that for people who are trying to strengthen their credit .. NO credit required. Then I refused to have insufficient credit history .... Why?

Because .... can.

They have different guidelines, they pass and you were not entitled.

Whether your income is not enough, you have been too ready, etc. etc.

"No credit required" came on. That may change when the laws for credit cards comes into force, but for now the best way to start credit card may be a store credit, as JCPenney or Sears . You can not get a high yield from the start, but you can start to show that you can buy and pay your bill on (or rather, a few days before) the due date and even better to pay a little more than the minimum due. Do it consistently for several months, then maybe have a little larger purchase that you take 2-3 months to pay - always pay on or before the due date - and you begin your credit history made a good start.

In addition, a copy of your credit report to see if there is something that is negative to you, perhaps even something that is not yours. Correct negative things or ask things like that do not belong to you be removed. You are allowed 1 free report from each credit bureau every year. Do not get suckered into buying a report either.

things that can hurt your credit could be expulsion from rent, a ruling against you, so I was denied a credit limit increase because my bank told me my credit report showed a decision on it. Obtained a copy of my report and the decision was for someone with a similar name. I just had to ask the court to give me a document stating that it was not me, they had no documents related to me, and then the credit company that removed from my records, and bank has given me increased.

Don W's so good!
Just because you do not establish credit does not mean they do not look to other factors. You must have regular income to go with your credit history! Most credit card companies will not take you if your income is below $ 10,000 per year!

The credit card companies have got tougher on students who apply for credit cards. It will be even more severe because of the reform bill new credit that has been adopted and signed by Obama in May this year!

Beginning July 1, 2010, the new law limits student credit card will not be more than 30% of its gross annual income of the previous year. Whether your income this year is that your credit limit will be on the cards next year.
The days get a credit card limit $ 5,000 is gone!

Go to the wesite

www.creditcardreform.org

wwww.credit.about.com
Key Reform Act of credit in the search words.

If you want to get a credit card get a secured credit card.
Just go down to your local bank and ask for one.
You must pay a deposit for a secured credit card. Since there is a deposit there is no credit check or income verification!
The deposit is used as colleteral in default on the loan! A secured credit card does not help build credit.

It sounds bad, does not it?

I think what happened is that you have experienced a recent change in lending practices, which the card companies are tightening credit policies, in particular to provide fewer cards for students and those without a regular source of income.

They should remove the "No credit required" in their ads ...

Come on, you have insufficient history. Also, check out should be your last option. If u try to build your credit, why not try prepaid credit card. or wait 6 months and try another credit card companies, no.