No Doc Loans

My good credit rating (720) and a decent down payment (20%), but I've been at my job 6 months, and I do not work there in the summer. I'll have to find seasonal work summer and I know that usually does not take into account in the calculation. I intend a roommate to help me make payments. Are there any mortgage companies who offer a loan without even a good-doc loan?

Most of these programs have changed dramatically over the past month. The loan program quick and easy, requires 10% down, a credit rating over 680 and 2 years in same job / location. There are other programs for people with good credit like yours who found a decrease of 15% and the income reported pymt but this program is for areas outside the city limits.

If you find yourself? It might be possible, but you want to make sure that you are able to pay for the loan. A mortgage broker or loan offer may be able to buy the loan for you (normally an interest rate slightly higher than a bank). Banks are more difficult but with your score you can talk to your bank on a personal loan. With your results and a down payment is likely. There are other things that would be considered assets, savings and IRA accounts. Your debt ratio is that it would all come down to. If you have someone else this would go on the loan with you and they have some decent credit, it might be more chances of approval. Caution .... do not let anyone pull your credit.