Re Establish Credit Cards

I try to restore my credit cards and have first Premier Bank, Bank of Household, Orchard Bank and Capital One. Does anyone know of other banks or companies that are worth to apply? I did some research and it seems that most of these cards have low credit limit and high fees.

If you try to reenact, I advise you not to apply more cards. Not only do you have too many already, new inquiries on your credit report lower your score. In contrast, few people know, but when creditors look at credit the amount they can help you, they look at your total available credit. So even if you do not have a single dollar owed on cards, the fact that you have 4 cards that you could potentially * * balances is a factor. Another factor is your available credit against your income. Tens of thousands of people are rejected for additional funding for these reasons - and not even taking into account your FICO score.

Close accounts you do not need and reduce credit lines for those you keep. You may think having a lot of credit availble is good, but it's really not, especially if you want a mortgage or refinance a mortgage. Make sure you pay all the time and make much more than the minimum payment - if you can not pay in full. Follow these steps and in a period of three years, you will have excellent credit history.

Furthermore you have the worse you are. just pay your bills on time.

The best ways to rebuild your credit is first set up the automatic deduction from your regular monthly payments of invoices. Electricity, gas, telephone. This goes further than you think.

The credit card is fairly simple. It is based on the fact that you carry a balance.

Take a map, get money, all that. Having an interest loan to pay, wait two months and pay the fuck off with interest over the past two months. Rinse and repeat if necessary.

forget the credit cards ... get the debit cards because the FICO score ur long run will be terrible (to get a credit card and use it only for emergencies REAL say. mortgage)

It is a good one. Do you have a bank account? If you do, then you can get a map of a fixed amount of bank credit. It does give you what you have in your account, that way you do not have to worry about going over and tha way that will build your credit.

I do not know who told you to do, or if you just need credit to buy the things you need?
First, you need 3 lines of credit are opened. and 4 that you have.
Secondly, not having credit cards are not over extend credit, you attract trouble.
Third, by paying these credit cards now, will boost your credit score.
Fourth ~ Get a car loan and pay on time, if it really "Re-creating" your credit worries you.
A mortgage, car loan, boat loan are your 3 most loans you prob. never get.
They need only 3 lines of credit paid on time and not the maximum.

Uh,,,, I had one at my bank and they told me his bank we started with a limit of 1000.

I would not credit cards at all to restore credit. They are more likely to get back into the same hole. I suggest a small personal loan from a bank. Take the loan, deposit money and repay over a period of 6-12 months. Do not spend money. Pour quickly. This will do much more to credit repair that the application of a multitude of credit cards. In fact, every time you use your credit score is worse.
Good luck

Sounds like you have enough. I rebuilt my credit card with a bank guarantee. if you do not care that you will get in worse trouble than before you lost your credit card the first time. .....

use.