Sears Credit Card Application

I refer to the Sears credit card offers they make to the fund. They refused me because of the adverse credit history - I did not, and recent credit applications - I did not. I checked my Equifax report and everything is normal - the only reason I can think of is the opt-out, but I can not confirm.

No, I was enrolled in the opt-out for about three years and have never encountered this problem. Since you know you have good credit, to request a copy of credit report (you are entitled to the law after the refusal). Chances are some information was wrong input, or your report or on the request of the trigger for him. This way of seeing what they see ... The "opt-out of bounds that you do receive offers from companies you already have an account with, it does not affect your credit score, but it limits the number of investigations that will help your score in the long haul. Keep in mind that Sears may be based on your Experian and TransUnion report without verification report Equifax.

http://www.searscardnow.info Flag

You probably have a lack of credit history. I have the same problem. Try to get a credit card for people at high risk, such as the band Mastar Orchard card. Interest is high, but it will establish your credit .. Use it every month and then pay the whole of thinking. Then you should be able to get a Sears card. They are difficult to obtain OT hear.